• Alison Kaigan

The Year Ahead

There’s something about a new year and a chance to reflect on the previous year and plan for the year ahead. What are your financial goals for 2019? Have you sat down and thought about it? We give our car a service at least once a year, the same should really be done for our financial plan.

Sometimes we get so distracted by life that things happen and we don’t focus on them in a way that might really benefit. For example, some people get into the swing of making their mortgage repayments and don’t stop to consider if there’s something else they should be doing.

It can also be really beneficial to just stop and take the time to think about where you are headed, and where you want to be heading. Do the two match up? As a financial adviser I often meet people who want to achieve A, but are tracking towards B – and they don’t know it. It’s really important to work this out and address it sooner rather than later.

Whether you’re repaying debt, saving money, saving for a new home, increasing super contributions or looking for investment income, please take some time to carefully think about where you are now, what your financial goals are and how you’re tracking with your financial plan. It’s really important to review your situation regularly and make adjustments as required so you stay on track.

And if you aren’t doing anything in particular or have a vague goal to ‘save more money’? Perhaps look to get more specific with your goals sooner rather than later! How much do you want or need to save and how are you going to go about that? What are the options available to you and how do they work? I’ll be going into more detail on this in my next post.

I’ve just reviewed my personal goals, financial goals and financial plan, and next I’m off to service my car. Here’s to a great 2019!

Alison Kaigan – Your Canberra Financial Adviser


Phone: (02) 8081 0208

Postal Address:

PO Box 5165 Lyneham ACT 2602 

Business Address:

Level 9, Nishi Building, 2 Phillip Law St, New Acton ACT 2602

Genki Finance is an Authorised Representative of RI Advice Group Pty Ltd ABN 23 001 774 125 AFSL 238429. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider whether the information is appropriate in light of your needs and circumstances. No responsibility is taken for the accuracy, timeliness or completeness of information. The information (including taxation) on this website does not consider your personal circumstances and is of a general nature only. You should not act on the information provided without first obtaining professional advice specific to your circumstances. The views expressed are solely those of the author, they are not reflective or indicative of RI licensees’ position and are not attributed to RI Advice Group. They cannot be reproduced in any form without the written consent of the author.

 To view the RI Privacy Policy please go to www.riadvice.com.au/privacy-policy

©2018 by Genki Finance. Proudly crafted by Amago

  • White Facebook Icon