• Alison Kaigan

Why should I have a financial plan?

As Lewis Carroll implies in Alice in Wonderland “if you don’t know where you’re going, any road will do”. It’s the same with a financial plan. If you don’t have goals and a plan you will end up somewhere. But will it be somewhere you want to be?

It’s very important to know what your financial goals are and to have a plan in place to achieve them. Do you want to own your own home? Retire early? Work part-time from age X? Go on annual holidays in retirement? If you don’t intentionally plan you may find out too late that you won’t be able to do the things you want to do.

Sometimes planning is easy, skip the purchased lunches and go on a holiday at the end of the year. Other times, it’s more complex and you may need the help of a financial planner. How much do you need for a home deposit and how long will it take to save? Should you put your savings in a bank account or offset account or are there other options to consider? Should you make extra mortgage payments or contribute to super? How much do you need to retire comfortably?

A financial adviser will listen to your goals and help you with a plan to achieve them. At Genki Finance, we want you to achieve your goals and enjoy your life. If you’re saving for a home, repaying debt or preparing for retirement, feel free to get in touch to discuss how you’re going and if you’re looking to be on track.

After all, you wouldn’t drive somewhere new without a charged-up phone and GPS – so why wouldn’t you plan something as important as your financial future?

Alison Kaigan - Your Canberra Financial Adviser


Phone: (02) 8081 0208

Postal Address:

PO Box 5165 Lyneham ACT 2602 

Business Address:

Level 9, Nishi Building, 2 Phillip Law St, New Acton ACT 2602

Genki Finance is an Authorised Representative of RI Advice Group Pty Ltd ABN 23 001 774 125 AFSL 238429. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider whether the information is appropriate in light of your needs and circumstances. No responsibility is taken for the accuracy, timeliness or completeness of information. The information (including taxation) on this website does not consider your personal circumstances and is of a general nature only. You should not act on the information provided without first obtaining professional advice specific to your circumstances. The views expressed are solely those of the author, they are not reflective or indicative of RI licensees’ position and are not attributed to RI Advice Group. They cannot be reproduced in any form without the written consent of the author.

 To view the RI Privacy Policy please go to www.riadvice.com.au/privacy-policy

©2018 by Genki Finance. Proudly crafted by Amago

  • White Facebook Icon